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THE NATION'S BEST PRIVATE LENDER

ICG10 recognizes how important speed, execution, and terms are for investors like you. We strive to provide the most competitive fix-and-flip, rental, and construction options in the market, and we tailor them to fit your needs.

You can say goodbye to the traditional banking process that takes 2 months to close. Our loans average a closing time of just 2 weeks. In fact, we've closed in as little as 2 days. LOAN PROGRAMS
As one of the best private lenders in the bridge, rental & construction space, our borrowers rely on us to fund quickly. Real estate financing has never been this easy.


Compare Loan Types
 	Bridge	Construction	Long term Rental
Use	Fix-And-Flip, Hard Money	Land, Construction	Rental Property
Term	1 Year	1 Year	30 Years
Start Rate	9%+	9%+	6.25%+
Start Points	2%	2%	1%
Max LTV	100% + Rehab	80% Total LTC	80%
Credit	650	650	650
Loan Sizes	$75K - $10M	$75K - $10M	$75K - $10M
Extensions			
Types	SFR, 1-4, 5+, Commercial Loans, Rehab, Refinance Cash Out, Flips, Real Estate Tax Liens, Short-term, Foreclosure, Bankruptcy, Bailouts, Construction, Owner Occupied, Hard Money, Bridge, Residential, Mezzanine, Land, SBA, Bad Credit, America Funding Lending
 Commercial Loans, Rehab, Refinance Cash Out, Flips, Real Estate Tax Liens, Short-term, Foreclosure, Bankruptcy, Bailouts, Construction, Owner Occupied, Hard Money, Bridge, Residential, Mezzanine, Land, SBA, Bad Credit, America Funding Lending
HUD 221(d)(4) Loans for New Construction and Substantial Rehabilitation

HUD 223(f) Loans for the Acquisition and Refinancing of Multifamily Properties

HUD 223(a)(7) Refinancing Loans for Existing HUD Multifamily Borrowers

HUD 241(a) Supplemental Loans for Current HUD Multifamily Borrowers

HUD 232 Loans for Building or Substantially Rehabilitating Healthcare Properties

HUD 232/223(f) Loans for Acquiring or Refinancing Healthcare Properties

HUD LEAN Loan Processing for HUD 232 and HUD 232/223(f) Financing

HUD 232/223(a)(7) Refinancing Loans for HUD 232 and HUD 232/223(f) Borrowers.
Loan Types: Second, third and fourth trust deeds, Loans to Heirs in Probate Estates, Conservators, Guardians and Trustees, Real Property, Chapter 13 Bankruptcy Buster loans, Modular Homes, Mixed-use Property, Commercial loans, Business loans, Personal loans, Home loans mortgages, Reverse mortgages, Blanket loans (one loan covering multiple properties), Super Jumbo, Condo High rise, Timeshare, Co-op's, Log homes , No income verification NIB/NIQ, Rural properties, Loan after and in bankruptcy, No credit/Bad credit/Foreclosure, Collections/Judgments, Houseboats, Church construction, Commercial strip mall, RV parks, Parking lot sites, Bridge loans, Student loans, Equity Line of Credit, Hard money loans, Land loans, SBA business loans, FHA and VA government loans, Purchase with no down payment loans, Mobile home loans, Car loans, Credit Card loans, Short term bridge loans, Construction loans, Buying existing notes, Private investor loans, Dome  homes, Residence, Alien/Foreign Nationals, corporation trusts & partnerships, Seasoning, Spec construction, 
Joint Venture with the lender, ommercial motels/hotels, Gift % down payment allowed, First time builders/limited experience, Ranch and farm, Gas stations, Senior housing/Congregate care facilities, Rural commercial, Nursing homes, Veterans Administration Loan, Condominium, Apartment building, Hospital, Mobil park. Fannie Mae Loans

Fannie Mae Military Multifamily Housing Loans
Fannie Mae Student Housing Loans
Fannie Mae Multifamily Affordable Housing Loans
Fannie Mae DUS Loans
Fannie Mae Small Multifamily Loans
Fannie Mae Cooperative Apartment Loans
Fannie Mae Multifamily Supplemental Loans
Fannie Mae Near-Stabilization Execution Loans
Fannie Mae Healthy Housing Rewards Loans
Fannie Mae Multifamily ARM 7-4 Loans
Fannie Mae Hybrid ARM Loans
Fannie Mae Seniors Housing Loans
Fannie Mae Moderate Rehabilitation Loans
Fannie Mae Moderate Rehabilitation Supplemental Loans
Fannie Mae Green Financing
Fannie Mae Multifamily ARM 7-6 Loans
Fannie Mae Multifamily Structured ARM Loans
Fannie Mae Choice Refinancing
Fannie Mae Rural Development Guaranteed Rural Rental
Fannie Mae Reduced Occupancy Affordable Rehab Loans
Fannie Mae Flexible Choice Bridge Loans
Fannie Mae Rehab Supplemental for Affordable Properties
Fannie Mae Affordable Housing Preservation Loans
Fannie Mae Bulk Delivery Loans
Fannie Mae MBS as Tax-Exempt Bond Collateral (M.TEB)
Fannie Mae Credit Enhance of Var Rate Tax-Exempt Bonds
Fannie Mae Credit Facility Financing
Fannie Mae Standard FHA Risk Sharing Execution
Fannie Mae Fixed-Rate Multifamily Loans

Fannie Mae Loans

Fannie Mae Military Multifamily Housing Loans
Fannie Mae Student Housing Loans
Fannie Mae Multifamily Affordable Housing Loans
Fannie Mae DUS Loans
Fannie Mae Small Multifamily Loans
Fannie Mae Cooperative Apartment Loans
Fannie Mae Multifamily Supplemental Loans
Fannie Mae Near-Stabilization Execution Loans
Fannie Mae Healthy Housing Rewards Loans
Fannie Mae Multifamily ARM 7-4 Loans
Fannie Mae Hybrid ARM Loans
Fannie Mae Seniors Housing Loans
Fannie Mae Moderate Rehabilitation Loans
Fannie Mae Moderate Rehabilitation Supplemental Loans
Fannie Mae Green Financing
Fannie Mae Multifamily ARM 7-6 Loans
Fannie Mae Multifamily Structured ARM Loans
Fannie Mae Choice Refinancing
Fannie Mae Rural Development Guaranteed Rural Rental
Fannie Mae Reduced Occupancy Affordable Rehab Loans
Fannie Mae Flexible Choice Bridge Loans
Fannie Mae Rehab Supplemental for Affordable Properties
Fannie Mae Affordable Housing Preservation Loans
Fannie Mae Bulk Delivery Loans
Fannie Mae MBS as Tax-Exempt Bond Collateral (M.TEB)
Fannie Mae Credit Enhance of Var Rate Tax-Exempt Bonds
Fannie Mae Credit Facility Financing
Fannie Mae Standard FHA Risk Sharing Execution
Fannie Mae Fixed-Rate Multifamily Loans
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Startup Funding 0% Business Credit Card Stacking! Cash 0% Revolving Credit Lines/Cards! 0% Startup Personal Loans! Unsecured Credit Line Hybrid No-Doc Cards! EINCORPORATE CREDIT & FUNDING! 
$150K Guaranteed 0% Funding! 
Credit Repair Service! 
No Collateral 5 Year Loans! 
Rates 0% For Up To 18 Months! 
2-5 Year Old Aged Corporation! 
Authorized User / Tradelines! 
Business Credit Building! 
Incorporation Process! 
DUNS & EIN Tradelines! 
Net 30, 60 & 90 Vendors! FREE Personal & Business Credit Scores! Real Estate Fix Flip Loans! Free Financing Consultation. Get Started.
Apartment Building Loans
Janover Ventures provides the same level of outstanding service to 5-unit apartment buildings in tertiary markets as we do to 500-unit high rises in top MSAs. We give equal access to capital markets with a totally unbiased approach to electing lenders and investors.

Permanent Financing for Apartments
Janover Ventures specializes in multifamily and apartment loans. We leverage our numerous years of experience and close relationships with top institutional investors and regional banks to offer a wide range of permanent financing options for apartments. We offer the most complete and aggressive permanent financing tools on the market including Fannie Mae Apartment Loans and Freddie Mac Apartment Loans. We also offer HUD Apartment Financing. Financing starts at just $1,000,000, with non recourse loans up to 80% LTV or more and amortizations as long as 30 years.

Repositioning Apartment Buildings
For repositioning and value-add acquisitions, Janover Ventures offers aggressive bridge financing options for apartment complexes. This aggressive financing strategy offers a temporary capital solution, allowing for a restructuring of the property's economics. At the same time, a bridge loan can simultaneously prepare the multifamily property for permanent financing or sale. Bridge loans can be structured to include capital expenses during the rehab process. Recourse financing starts at $1,000,000 and non-recourse financing starts at $5,000,000.

Apartment Property Types
Janover Ventures is poised to service any and every asset class in the multifamily housing market. We apply the same effective and aggressive financing strategies for multifamily properties like Student Housing, Senior Living Communities, Low Rise, Garden Style, Mid Rise Suburban, High Rise Urban, and Luxury Complexes in urban and suburban areas alike. We also offer custom options for Affordable Housing Communities. Some highlights of our apartment building financing include:

Class A, B, and C Apartment Buildings: Yesterday's apartment buildings are where most of today's world will be living at one point or another. As such it is important for apartment owners and developers to remain correctly capitalized and to have all of their options available. We work to finance institutional-grade apartment buildings as well as older properties that need some TLC.

Senior Living Facilities: With the worlds growing population and shrinking availability of viable land for people to live, we have developed a special focus on senior living properties. These include but not limited to assisted living, independent living, Alzheimers care, and more.

Student Housing: Via our student housing lending platform we make capital available for all levels of the capital stack. Wed do this for both existing and proposed student housing projects across the United States in small and large markets.
GET A FREE APARTMENT LOAN QUOTE! Commercial Mortgage Program Highlights:
Interest Rates

Current Rates

LTV

Up to 75% (and 85% for Mezz & Preferred Equity)

Minimum Loan amount

$1 million

Amortization

Up to 30 years

Term

Up to 25 years

Financing Options

Permanent Financing, Loans Under $1M, Bridge Loans, Mezzanine Financing, Construction Loans, USDA 538 Loan Program, Life Company Loans, SBA 7(a) Loans, SBA 504 Loan Program, Fannie Mae Loans, Freddie Mac Loans, CMBS Loans, HUD Multifamily Loans, Fix and Flip Loans, HUD 223(f) Loans, HUD 221(d)(4) Loans, HUD 223(a)(7) Loans, HUD 241(a) Loans, HUD 232 Loans, HUD 232/223(f) Loans, HUD 232 LEAN Loans, HUD 232/223(a)(7) Loans

Eligible Property Types

Retail, Office, Industrial, Apartments, Self Storage, Hotel, Land, Church, School, Auto Dealership, Auto Repair Shop, Car Wash, Gas Station, Healthcare, Medical Office, Dental Office, Veterinary, Fitness Center, Bowling Alley, Convenience Store, Day Care Center, Golf Course, Anchored Strip Center, Restaurant, Marina, Warehouse, Funeral Home.

America Funding Lending
America One Funding Lending is located in Chicago, Illinois. This organization primarily operates in the Mortgage Brokers Arranging for Loans, Using Money of Others business / industry within the Nondepository Credit Institutions sector. Better Business Bureau: Since: 7/8/2011, Wardell Brooks, President.
unsecured bad credit personal business startup loans.

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